The MSA / Baron Outlook Report

The quarterly MSA/Baron Outlook Reports cover financial issues affecting the Canadian P&C industry. Each issue contains insightful, thought provoking research pieces covering various aspects of the industry. In addition to the articles, each issue contains updated summary financial results for Canada’s insurers, and updated Standard and Poor's Financial Strength Ratings which we’re certain that you will find of great interest.

As is evident from its name, the MSA/Baron Outlook Report is produced and authored jointly by MSA Research Inc., Canada’s leading provider of insurance analytics and Baron Insurance Services Inc., a well respected actuarial and consulting firm. Together, we provide concise, independent, accurate and timely information that is relevant to you, the industry professional.  Order Form (pdf)

In This Issue:

• A detailed analysis of year-end results
  A review of Kingsway Financial and Intact Financial Corp
  An analysis of the Ontario auto insurance crisis
  S&P Rating Roundup
  Year-end and fourth quarter company results

Further Reading:

• MSA's Glossary of Industry Terms, Abbreviations and Jargon.

Back Issues:
 
To order back issues, please e-mail msabaron@msaresearch.com
or call 416 368-0777 x5

Q3-2008		An Analysis of Nine-Month results – Other Comprehensive….Losses Capital Crunch, MCT Compression and Liquidity Squeeze A Review of Property Results – Subprime Underwriting S&P Rating Roundup Nine-Month Company Results
Q2-2008		An analysis of second quarter 2008 results. AIG's Canadian Operations - Financial Condition and Outlook. Kingsway's Sale of York Fire and Casualty to La Capitale. Extracts from S&P's Global Reinsurance Highlights. Standard and Poor’s Rating Roundup. Summarized second quarter 2008 financial results.
Q1-2008		An analysis of first quarter 2008 results. A report on Alberta auto in the wake of the Wittmann ruling. A review of the Canadian reinsurance sector. A snapshot of the brokered market. Standard and Poor’s Rating Roundup. Summarized first quarter 2008 financial results.
Q4-2007		A review of year-end 2007 results and outlook for 2008. A detailed analysis of the Ontario auto situation. Capital Questions for Insurance Boards. Standard and Poor’s Rating Roundup. Summarized year-end 2007 financial results.
Q3-2007		A review of nine-month 2007 results. Fair value accounting and insurance metrics. Shifting sands - implications of changes in accounting standards. R&SA's acquisition of CNS - an analysis. Standard and Poor’s Rating Roundup. Nine-Month Company Results - Comparative financial results through September 30, 2007
Q2-2007		A review of second quarter 2007 results. An analysis of adjustment expenses over time. Fair value accounting – take two. Teething problems. Global reinsurance overview from Standard and Poor’s. Standard and Poor’s Rating Roundup. Six-Month Company Results - Comparative financial results through June 30, 2007
Q1-2007		A Shaky Start- Review of first quarter results Fair Value Accounting – Out of the Gate. How insurers managed the new accounting standard. Unanticipated Consequences of Regulation. Inside/Outside – Upside/Downside. OSFI’s incoming regime for the regulation of foreign insurers. An analysis. S&P Rating Roundup Three-Month Company Results - Comparative financial results through March 31, 2007
Q4-2006		Year-End Review – Healthy Results – Questionable Sustainability. Capital Quandary – More over-capitalized than ever. What to do? 2006 Top Market Rankings – Top writers by line by province. A Case for Minor Lines – A review of developments in minor industry lines. Standard and Poor’s Rating Roundup. Summarized year-end and fourth quarter 2006 financial results for the majority of Canadian insurers.
Q3-2006		A Detailed Survey of Commercial Lines. An Analysis of Profit Segmentation in Advance of Year-End. S&P Ratings Roundup. Nine-Month 2006 Company Results
Q2-2006		An analysis of six-month results. New Fair Value Accounting - Mountain or molehill? Fair Value Accounting - An analyst's diliemma. Give and Take - A study of net, gross and ceded loss ratios. S&P Ratings Roundup.  Six-Month 2006 Company Results.
Q1-2006		Auto reforms. Are they working or not? A summary of auto product reforms. S&P commentary report. Stable outlook for global reinsurers. S&P Ratings Roundup. Three-Month 2006 Company Results.
Q4-2005		The In-Between Time. 2005 in review and outlook for '06. The M&A Logjam - Buyers galore. Sellers scarce. 2005 Rankings - Top markets by line by region. Direct Writers Gaining Ground. S&P Ratings Roundup. Twelve-Month 2005 Company Results.
Q3-2005		Bancassurance Now Closer Than Ever.  Reserving Trends.  The Big Deal, Swiss Re's Acquisition of GE ERC. Q3 Results - An Analysis. Nine-Month 2005 Company Results.
Q2-2005		Invested Assets Risk with Modest Reward. Swimming in Capital...Again.  Q2 Results  Maintaining Discipline. Six-Month 2005 Company Results.
Q1-2005		Auto Insurance  True Reform or the Road to Government-run insurance? Q1 Results  Marred by Suncor Energy Loss.  Tech Tips  Understanding Loss Development Charts.  Three-Month 2005 Company Results.
Q4-2004		Preparing for the Down Cycle An analysis of 2004 results. Commercial Lines  Landing softly?  2004 Rankings  Top markets by line in each region.  Twelve-Month Company Results.
Q3-2004		Lowering Expenses a Recipe for Success? In Search of Scale.  A Survey of the Canadian Reinsurance Sector.  Nine-Month Company Results.
Q2-2004		Market Outlook Efficiencies Missing in Action  Where Have All the Claims Gone?  Six-Month Company Results